Alternative Lending Guide

The City of St. Louis Short-Term Lending Code regulates short-term loan establishments, which include (but are not limited to) check cashing stores, payday loan stores, and car title stores.
The Short-Term Lending Code also requires that customers of short-term loan establishments be provided with information regarding alternatives to short-term loans. The Alternative Lending Guide is a list of resources that includes lenders, credit counselors and organizations that assistance with rent and utility payments. The Guide can be downloaded at the link below.
The Short-Term Lending Code is established under City of St. Louis Ordinance 70391. A copy of Ordinance 70391 can also be found at


Alternative Lending Guide PDF